How it works

Everything budu can do, and how it works with or without an account.

Features

means you need to sign in. For receipts and payslips, your own AI key works too.

Install it like an app
Add budu to your home screen from your browser's menu. It opens like any other app, and a budget kept on your device works offline too.
Safe to spend
One big number shows what you can spend today and this week.
Talk or type
Say or write "coffee 4 euros" and budu sorts it for you.
Snap a receipt
Take a photo and each item is sorted into the right category.
Sign in, or use your own AI key.
Payslips and bills
Upload a payslip or bill and budu reads the amounts.
Sign in, or use your own AI key.
Simple categories
Seven broad groups, including Personal care, with optional details inside.
Bills & regular pay
Set up bills, subscriptions and pay once, and get a gentle note before they're due.
Repeating amounts
budu asks if pay or a bill comes every month and counts it in the months ahead.
Hides your personal details
Names, addresses and bank numbers are covered on your device before anything is read.
Pause list
Park something you want and check back in 48 hours.
Savings goals
Watch goals fill up, with a little celebration when you get there.
Money as time
See a price as hours of work, based on your own pay.
Private budget
Your own budget, visible only to you.
Shared budget
Share a household budget with as many people as you need.
All your devices
Your budget syncs between your phone, tablet and computer.

You can use budu with or without an account. Here's what each way gives you.

Start straight away. No email needed.

Your private budget is saved on this phone or computer only.
Quick logging, safe-to-spend, bills, savings goals and the pause list all work.
Speak or type entries. Your browser and device sort them, at no cost.
Receipts, payslips and bills can be read if you add your own OpenAI or Google Gemini key. The key stays in your browser.
Save a backup file now and then, because clearing your browser or changing phones removes the budget.

For sharing and using several devices.

Your budget is kept safely online and shows up on all your devices.
Create a household or join one with a code, with as many people as you need.
Shared entries appear for everyone in the household. Your private budget stays visible only to you.
Snap receipts and upload payslips and bills, no key needed.
Already budgeting on this device? You can move it into your account with one tap.
Signing in with Google? Google's page will say you're continuing to dgmtqvfbtmqvwrgwqzrr.supabase.co. That's the secure sign-in service budu uses, so you're in the right place.

You can start without an account and sign in later. Nothing gets lost.